This is usually the scary part. But don't worry. Everything you enter is confidential, and we'll give you an honest evaluation of where you stand in the home-buying process. If you have any questions, just call us. Items needed for loan application:   Last two years' W-2s (If you're self-employed and you do not have them, you will probably have to go with a Stated Income or No-Doc loan. Give us a call for more details regarding these types of loans). Two of your most recent bank statements Any savings, retirement accounts (401-K), stocks, and bonds statements. *The bank wants to know all about your assets. Your last two check stubs Your job history for the last 5 years (If you were a student, that's OK. You need at least 1 year of employment history) Your residence history for the last 3 years. (If applicable, a letter of recommendation from the landlord.)   Lending institutions may vary on what they need, however you want to have these basic documents handy so that you can make the approval process go as quickly as possible. Contact one of our agents to help you get started.

At the end of the day you know that your very own home is all very much worth it. Highland Developers makes sure of it. We build affordable homes that combine traditional craftsman architecture with modern technologies. • Guaranteed customization • Low pressure environment • No surprises Visit our website We’ve combined traditional architecture with modern technologies aplenty. Take a look